View OHecu's full fee schedule
| Name | Package Membership | Standard Membership |
|---|---|---|
| Select Checking | $3.95 | $3.95 |
| Signature Checking | Free | $5.95 (Note 1) |
| Copy of Check via Online Banking | Free | Free |
| Copy of Check (NOT via Online Banking) | $2.00 | $2.00 |
| Copy of Check (Rush Item) | $5.00 | $5.00 |
| Return Share Draft (Check) | $35.00 | $35.00 |
| Member Privilege Paid Item in Lieu of Return | $35.00 | $35.00 |
| Stop Payment | $35.00 | $35.00 |
| Overdraft Transfer Fee Waived for transfers under $10. |
$5.00 | $5.00 |
| Name | Package Membership | Standard Membership |
|---|---|---|
| ATM Transactions at OHecu Owned ATM or any ATM that has one of the following network names displayed: Alliance One Credit Union 24 CU HERE, Money Pass, Credit Union CU HERE Select. | Free | Free |
| Other than transactions from the above listed networks, all ATM and Debit Card Transactions that require a PIN (Personal Identification Number). (Note 2) |
5 Free/Month then $3.00 | $3.00 |
| Replacement ATM, Credit, Debit or Gift Card | $15.00 | $15.00 |
| Nonnegotiable ATM Deposit | $25.00 | $25.00 |
| Member Privilege ATM or Debit Card Overdraft | $35.00 | $35.00 |
| ATM or Debit Card PIN Maintenance Not performed at ATM |
$2.00 | $2.00 |
| Debit Card Documentation | $20.00 | $20.00 |
| Prepaid Gift Card | $4.00 | $4.00 |
| Monthly Dormancy Fee | $1.00 (Note 3) | $1.00 (Note 3) |
| Reloadable Gift Card | $9.95 | $9.95 |
| Fee each time additional value added to card | $2.00 | $2.00 |
| Name | Package Membership | Standard Membership |
|---|---|---|
| Share Account Monthly Maintenance Fee | Free | $10.00 (Note 4) |
| Name | Package Membership | Standard Membership |
|---|---|---|
| IRA Annual Maintenance Fee | Free | $25.00 |
| Name | Package Membership | Standard Membership |
|---|---|---|
| Transaction via a Phone Call with an OHecu or designated employee which can be processed by TONI or Online Banking | Free | $2.00 |
| Official Check | Free | $3.00 |
| In-Branch Transaction Service Fee | Free | Free/$4.00/day (Note 5) |
| Mobile Remote Deposit | Free | Free |
| Statement Copy via Online Banking | Free | Free |
| Statement Copy NOT via Online Banking | $2.50 | $2.50 |
| Online Banking | Free | Free |
| Bill Pay via Online Banking | Free (Note 6) | Free (Note 6) |
| Name | Fee |
|---|---|
| Account Balancing & Research (1 Hour Minimum) | $25.00/Hour |
| Account History | $1.00/Page |
| Closing an Account within 90 Days of Opening | $5.00 |
| Loan Auto Debit Authorization Charge | $10.00 |
| Official Check Stop Payment | $35.00 |
| Verification of Deposits and Loans | $5.00 |
| Non-Member Cashing OHecu Check | $10.00 |
| Dormant Account Fee | $5.00/Month (Note 7) |
| Garnishments, Levies and Bank Attachments | $5.00 |
| Membership Reinstatement Application Processing Fee | $25.00 |
| Paid Item in Lieu of Return | $35.00 |
| Return ACH Debit | $35.00 |
| Undeliverable Statement | |
| First Month | $10.00 |
| Each Subsequent Month | $5.00 |
| Wire Transfer | |
| Incoming Domestic | $10.00 |
| Outgoing Domestic | $25.00 |
| Outgoing International | $45.00 |
| Incoming International | $25.00 |
| International Currency Coversion Fee on International Credit, Debit and ATM Transactions | 1% of Transaction Value |
Notes
(1) The $5.95 fee is waived with minimum monthly Direct Deposit of $500 to checking account.
(2) PIN based transactions include withdrawals, point-of-sale, transfers, inquiries and deposits.
(3) Fee charged after 12 months of non-activity.
(4) Waived for any member with active payroll deductions or direct deposit of at least $400 per month to any account for that member number, or for any member with at least $5,000 in aggregate financial relationships with the Credit Union, or if the average daily balance in the primary share account is $100 or greater for the statement period and the actual balance is $100 or greater on the last day of the statement period.
(5) Fee charged for those members with an aggregate balance relationship less than $500 that do not have an open OHecu checking account with active Direct Deposit of at least $500 per month.
(6) A $5.00/Month fee is assessed to members enrolled in the OHecu Bill Pay service that have not initiated a monetary transaction through the Bill Pay service for at least three (3) consecutive months.
(7) The fee assessed on memberships that only have a Regular Share Savings account with a balance below $250 and that has had no monetary transactions for twelve (12) consecutive months. The fee is waived for members under the age of 18.